Terms and Conditions

Welcome to Hive Enterprises LLC, By using our website, services, and products, you agree to comply with and be bound by the following terms and conditions. Please read them carefully before engaging with our services. If you do not agree with these terms, please do not use our website or services.

1. General Information

1.1 Purpose of the Website

The purpose of our website is to provide information about our life and health insurance products and allow users to book consultations, request quotes, and explore coverage options.

1.2 Acceptance of Terms

By accessing or using our website, you agree to these Terms and Conditions, as well as our Privacy Policy.

2. Use of the Website

2.1 Eligibility

You must be at least 18 years old to use our website and services. By using our site, you confirm that you meet this age requirement.

2.2 Accuracy of Information

You agree to provide accurate, current, and complete information when filling out forms or engaging with our services.

2.3 Prohibited Activities

You agree not to:

Use the website for any illegal or unauthorized purpose.Interfere with the proper functioning of the website.Attempt to gain unauthorized access to the website or its data.Use automated tools or bots to access the website.

3. Insurance Quotes and Services

3.1 No Guarantee of Coverage

Submitting a request for a quote does not guarantee approval for insurance coverage. Final approval is subject to underwriting and the terms of the selected insurance provider.

3.2 Accuracy of Quotes

Insurance quotes provided on the website are based on the information you provide. Actual coverage and rates may vary depending on additional factors, including underwriting review and medical assessments.

3.3 Consultation Calls

Booking a call with our representatives allows us to better understand your needs and provide tailored solutions. However, recommendations provided during consultations do not constitute binding agreements.

4. Intellectual Property

4.1 Ownership

All content, graphics, logos, and materials on this website are the intellectual property of Hive Enterprises LLC and are protected by copyright and trademark laws.

4.2 Limited License

You are granted a limited, non-exclusive license to access and use the website for personal, non-commercial purposes. You may not reproduce, modify, or distribute our content without prior written consent.

5. Limitation of Liability

5.1 No Warranty

While we strive to provide accurate and up-to-date information, Hive Enterprises LLC makes no representations or warranties about the completeness, reliability, or suitability of the information on this site.

5.2 Liability Limits

Hive Enterprises LLC is not liable for any direct, indirect, or consequential damages arising from the use of our website, services, or products.

6. Third-Party Links

Our website may contain links to third-party websites for your convenience. We do not endorse or control these third-party sites and are not responsible for their content or practices. Please review their terms and conditions before engaging with them.

7. Payment and Refunds

7.1 Payment Terms

All payments for insurance policies and services are subject to the terms outlined in your agreement with the insurance provider.

7.2 Refund Policy

Refunds, if applicable, will be governed by the specific policy terms of the insurance provider. Please contact your provider for more details.

8. Governing Law

These Terms and Conditions are governed by the laws of [Your State or Country], without regard to its conflict of law principles.

9. Changes to Terms

We reserve the right to update or modify these Terms and Conditions at any time. Changes will be effective immediately upon posting. Continued use of the website constitutes your acceptance of the revised terms.

10. Contact Us

If you have any questions or concerns about this Privacy Policy or how we handle your information, please contact us:

Email: [email protected]

Phone: (123) 456-7890

Address: 5900 Balcones Blvd #100 Austin, Tx

Thank you for trusting Hive Enterprises LLC with your personal information.